Real Estate Offers for St. Vital, Whyte Ridge and River Heights, Manitoba Provided by Mr. and Mrs. Real Estate

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"With your enthusiasm, experience, and determination we found the house of our dreams"
"Anneke Nussbaum & Colin Parker"
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Diane Macpherson One Link Mortages
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Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	What 1982 thriller featured a house that was supposedly haunted because it had been built on the site of an ancient burial ground?
A	Steven Spielberg's "Poltergeist"was filmed in an actual home on Roxbury Street in a normal residential suburb in California's Simi Valley.
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Mr. and Mrs. Real Estate, REALTOR®, real estate agent and broker for St. Vital, Whyte Ridge and River Heights, Manitoba home listings, property and land for sale - NUMBER1EXPERT(tm)

Mr. and Mrs. Real Estate
RE/MAX performance realty
942 St Mary's
Winnipeg, MB R2M 3R5
204-255-4204
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